Being in a car accident is already a traumatic experience, as the damage to your vehicle and the potential injuries to you and those traveling with you will cause you significant emotional, physical and financial harm. These issues can be exponentially compounded if the person who impacted you was driving without insurance or without enough insurance to cover the damage that they have caused.
A car accident can dramatically change your life in an instant. One person’s poor decisions behind the wheel can leave you with serious injuries or even permanent disability, unaffordable medical costs, lost wages and other overwhelming consequences.
It’s bad enough when you get into a car accident with a dangerous or negligent driver and suffer a serious injury. Then you find out that the other driver does not have auto insurance, or at least not enough to cover your damages.
It can happen in the blink of an eye: one moment, you are driving in your car, watching the road ahead of you, and the next, you are in the hospital surrounded by doctors explaining that a truck crashed into your vehicle.
Every driver in Virginia has to carry insurance and has probably watched thousands of insurance company commercials over the course of their life. When they get hurt in a car crash or need to fix their car because of the damage caused in a collision, they could fall victim to those aggressive marketing efforts.
After a car accident, you should report the crash to the police and your insurance, but your insurance agent is not the first person you should go into details about the accident. When the cost of a car accident can be several thousand dollars or more, the first person you talk to about the accident should be an attorney, not an insurance agent.