After a car accident, you should report the crash to the police and your insurance, but your insurance agent is not the first person you should go into details about the accident. When the cost of a car accident can be several thousand dollars or more, the first person you talk to about the accident should be an attorney, not an insurance agent.
Why your attorney comes first
An insurance agent’s first priority in a personal injury claim is to benefit their employer, which can come at the expense of your compensation. When you talk to an insurance agent about the accident without a lawyer present, you may say something that will give an agent an excuse to minimize or eliminate the compensation they would give you for your injuries.
Instead, let your lawyer do the talking. Your lawyer will know how to negotiate through a personal injury claim to maximize the compensation you earn so that you receive a settlement that accurately reflects costs like:
- Current and future medical expenses
- Lost income
- Loss of earning potential
- Property damage
- Pain and suffering
If negotiation cannot provide the compensation you deserve, your attorney can also fight for you through litigation as well. There are no guarantees in a personal injury claim, so you want to be sure you are doing everything in your power to get the best possible outcome in your claim.
Do not let insurance companies take advantage of you
When you report your injury to your insurance company, they may try and convince you to leave lawyers out of it, and they have things under control. They say this because they know your lawyer can fight to increase the amount of money you receive in your compensation. When negotiating for fair compensation, do not leave money on the table by leaving attorneys out of your case.