What information should you give your insurance company?

On Behalf of | Dec 14, 2018 | Car Accidents |

There is little else as traumatizing as being involved in a car accident in Virginia. While you can do your best to follow traffic laws, be a vigilant and defensive driver and avoid distractions behind the wheel, there are undoubtedly times when you may encounter hazards that are unavoidable. If you are involved in an accident, dealing with the aftermath can be time-consuming and frustrating at times. 

One of the things you will need to do after your car accident is to contact your insurance company and disclose the details of your crash. Often, they will need a variety of information to help them determine who was at fault, whether or not you have a policy that is adequate to cover your accident and how your involvement will or will not affect your insurance rate going forward. 

According to Esurance, when discussing your accident with your insurance company, refrain from admitting if you were at fault. It is often better for them to reach this conclusion on their own if you wish to receive the least severe consequences as possible. Critical information that your insurer will request includes the names and contact information of any other drivers that were involved. While you are waiting at the scene of the accident, photographing the collision can give you content that may help your insurer in reaching a conclusion more efficiently than if they have no evidence to go off of.

The information in this article is intended for educational purposes only and should not be taken as legal advice.