In the aftermath of a serious car accident, your head can be spinning from all the chaos. Between the damage to your car, your injuries and the number of people who may be on the scene asking you questions, it can be way too much to take in.
By the time things have calmed down, your injuries have been treated and you've had some time and space to get clarity, you may be just be ready to move forward. You might get a settlement offer from insurance companies and decide to accept it and try to put the whole incident behind you. However, this could prove to be a costly mistake for a few reasons.
- Insurance companies aren't on your side. They want to make money, and they don't necessarily consider all your damages when calculating a settlement. Whatever they offer you could be far less than you actually deserve, especially when there are non-economic and punitive damages to consider.
- Damages can get much worse over time. So, while a few thousand dollars may cover the expenses you have already incurred as a result of the crash, those expenses could skyrocket should your condition get worse or if you discover that you need much more help recovering than you expected.
- You aren't the only one affected. Sadly, your loved ones might have to shoulder some of the financial burden if you don't get the compensation you actually deserve after a crash. Further, a negligent driver who is not held accountable for damages may not learn his or her lesson, leaving other motorists at risk of getting hurt by that driver in a similar accident.
Not every car accident warrants legal action or aggressive negotiation. However, before you make the mistake of assuming your crash is one of these, it can be critical that you consult an attorney. With legal guidance, you can learn more about your options and what you stand to gain by filing a civil lawsuit.